So no worries about going into debt or racking up overdraft fees. And the card will not allow you to overdraw the account. Now the kids can use their own debit card to make purchases. I didn’t want to set up an automatic direct deposit from my paycheck, but adding money via my PayPal account took nearly a week for the funds to get to the parent card (this appears to be a PayPal issue not a FamZoo issue, but either way it was annoying), but once I got Apple Cash set up, it takes just seconds. The only thing that was a bit of a pain was loading money to the parent card. All money on the kids’ cards is loaded from the parent account, so I know exactly where the money is at all times, can move money between accounts easily, and can see what is being spent. But when I started looking into it, both are too young to get a debit card from our bank.
We were looking for a way for our kids to manage their own money and have their own debit cards. “ Great app, just what we were looking for.
